One of the Best & Most Cost Effective Programs in the Industry

Protect Your Guide & Outfitting Operation

Offering coverage in select states as low as $350 and in all states as low as $450.

EASILY Allowing Guides and Outfitters Affordable Insurance Coverage

Protect Your Business with Tailored Outfitter Plans

Opportunity to achieve the best insurance solutions specifically designed for deer hunting guides, elk hunting guides, waterfowl outfitters, and any other outdoors guide/outfitter. Your primary focus is on delivering unforgettable hunting experiences while ensuring the safety of your clients. However, the nature of your business involves inherent risks that require specialized insurance coverage.

Best Shot Program Details

From the one-person guide to the multimillion-dollar complex’s, we can assist you in the journey of Insurance.

$1,000,000 per occurrence and $2,000,000 policy aggregate
$1,000,000 Personal Injury and Advertising Liability
$2,000,000 Products & Completed Operations aggregate
$100,000 Range to Rented Premises – any one fire
$5,000 Medical Pay
Additional Insureds with written contract – Included
- NO EXTRA CHARGE
Policy is compliant with state, federal and national parks, and services.
Leased property with written agreement – INCLUDED
Owned Land
Tree Stands, Blinds, & ATV/UTVS Covered
Trailers, Boats, Tractors, and other equipment can be covered.
Cyber coverage available to add.

Best Shot Program Benefits

In the trusted hands of professionals that deal with 100's of guides, outfitters and sportsman's operations!

Rules, procedures, employee handbooks, & risk management tools
Access to waivers, safety rules, discounts on MVR reports
Hired and Non-Owned Auto Coverage available to be added to be compliant in National and BLM lands.
Best Shot owner Scott Wilson has personally owned hunt clubs/guide services
Same day or 24-hour Additional Insured Certificate turn around. (Normal Business Hours)
Guidance to outside vendors/resources for your guide/outfitting operation
Access to all Major Insurance Carriers
Ease of doing business
Tailored insurance plans to give you the BEST Opportunity at the Best Rates
Worry/Hassle Free experience

1,000's of Outdoors Businesses Served

Easy Application Process

125+ Years of Customer Satisfaction

Coverage for your Guide or Outfit

Policy Details

Operation business insurance for your guide/outfitting operation made Quick. Easy. & Simple.

General Liability Insurance

Our general liability insurance covers a range of incidents, including bodily injury and property damage. This essential coverage protects you from lawsuits and claims that could otherwise jeopardize your business.

Equipment Insurance

Your equipment is vital to your operations. Our equipment insurance ensures that your gear is protected against theft, damage, and loss, so you can focus on your clients without worry.

Waivers/Liability Forms

Keeping you as a business owner protected is our TOP PRIORITY. Some states require liability forms. Ensuring you are not liable for any mishaps within guidelines.

Property Insurance

Protect your lodge, cabins, and other property with our comprehensive property insurance. We cover a wide range of scenarios, including natural disasters, fires, and vandalism.

Umbrella/Excess Coverages

Ability to increase your liability limits upwards to $5 million, this offers a larger transfer of risk to your insurance program. As well, can incorporate your auto and your work comp policies

States We Operate In

Trusted throughout the United States

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

North Dakota

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Our Valued Customers

Providing RELIABLE | AFFORDABLE | COMPREHENSIVE coverage to those who work in the outdoors

We take care of the rest. Hassle Free & Best Pricing

FAQS: Outdoors Business Insurance

Here are common questions we get asked by business owners that are in the outdoors industry. Do NOT hesitate to reach out. We always say no question is a dumb question!

Q: How long until I have coverage in place?

A: Coverage can be in place in as little as 24 hours up to 72 hours, during normal business hours Monday through Friday. Once we receive your application and wavier we will process and obtain a formalized quote, tailored to your specific needs. When you receive the quote, it will have all items that are needed for you to implement the policy and make payment. During normal business hours, Monday through Friday, when all items are sent back and proof of payment has posted, your policy can then be activated the same day.

Q: Why do I need to use a wavier with my guests?

A: Our program is designed to protect you and your business entity at the time of a claim. While the policy is designed to pay out in claims you are found negligent of, a wavier helps the courts determine if frivolous lawsuits should be heard. The use of the wavier can help in the judicial system throughout a claim you’re not negligent of and/or be entered in to be used during a court hearing. It is another layer of business practices to help you defend against claims you are not negligent of.

Q: Why do you require a minor to be named and parent or guardian must sign the wavier for each minor?

A: The insurance program is designed to help fight frivolous lawsuits. Identifying a minor by name with a signature for a parent or guardian, proves they are accepting the responsibility of the minor(s) and confirms that the minor did in fact participate in your services under the parent or guardian’s permission.

Q: Can I name another entity as an Additional Insured?

A: Yes. Additional Insureds are included at no additional cost. We just need their legal entity name, mailing address and email address if you prefer we email it to them directly.

Q: Cyber Coverage, do I need this?

A: Yes & No. If you rely on your website for your transactions and lively hood and it goes down or is held for ransom, coverage could help you finically recover the costs to get back up and running from scratch. If you have no website or transactional online use, then this coverage is not recommended.

Q: What states does your policy offer me coverage in?

A: The Guide/Outfitter policy offers you coverage in all 50 states, US Territories and limited exposure in Canada.

Q: Why does my policy not cover my personal use?

A: The policy is designed for the commercial outdoor services you offer. We recommend you obtain a personal policy for equipment that is used for personal and business use.

Q: Do I have to purchase Accident and Health Insurance Coverage?

A: No. However, this coverage offers up to $25,000 in accident coverage for guests and guides.

Q: How does the Accident Policy cover my guides?

A: The Accident policy is separate than your liability coverage which only covers your guide(s) for liability claims. Injury caused by a guide under your care, custody and control would be a covered claim under the accident policy for your guide(s) up to $25,000. This is not intended to replace or in lieu of Workers Compensation insurance.

Q: Do you offer property coverage?

A: Yes, we can provide coverage to lodges, cabins, outbuildings and for remote camps.

Q: Will my premiums go up if I make more money during my policy term?

A: No. Your policy is non-auditable, so increased sales during your policy year will not result in additional cost to that policy term. However, upon renewal, your new policy will be adjusted to reflect said changes.

Q: Can you insure my equipment such as; UTV’s, boats (powered, drift, canoe, kayaks), deer blinds, golfcart, tractors, fishing equipment, other equipment used in my business?

A: Yes. We can offer coverage for most equipment needs you may have. **E-Bikes are currently not eligible for coverage.

Q: Does my General Liability policy cover me for when clients are riding with my guides?

A: No. The policy only offers liability coverage for your guiding activities. Auto Liability is separate coverage form that follows the vehicle in which the policy is covering. We can offer your entity Non-Owned and Hired Auto coverage if another entity requires this of you to use their land or access the waters.

Q: Who does your insurance policy cover?

A: Guides or Outfitters-Operations which take clients on outdoor expeditions for a charge. Below is a list of acceptable guided outdoor expeditions: Hunting, Cross Country Skiing, Fishing, Snowshoeing, Boating (operated by Insured), Dog Sledding, Hiking, Canoes, Kayaks, SUP, Tubing, Photography Tours, ATV’s/Tree Stands (only related to hunting), Hunt/Fish Clubs, & Mountain Biking.

Q: Who does your insurance policy NOT cover?

Whitewater rafting

Bungee-Jumping, Paintball, Sky-diving, hang-gliding, para-sailing, ballooning, sailplane, ultra-light personal aircraft units.

Ski Lifts, tobogganing, sledding, downhill skiing, gondola transport, funicular transport, zip-line type activities.

Rock Climbing or spelunking

Unguided use of ATVs or Snowmobiles (other than for the transportation of guests, equipment or game from the site of the activity and the insured’s operational base)

Jet-skis, waver runners or other personal powered watercraft.

Boat tours that exceed 15 passenger guests

Survivor training experience including schools.

Accounts routinely operating watercraft outside designated, approved offshore distance limitations (4 miles)Hoverboard sales/service/lease/or rented

Aviation exposures

Mountain Biking in the state of OR only.